Established year 2000. During this period we have managed to achieve a solid reputation of truly customer services orientation, specializing in property sales and rentals within Los Naranjos de Marbella, Puerto Banus and Nueva Andalucía área.
PROFESSIONAL AND PERSONALIZED SERVICE
All our sales staff has many years of experience in the local real estate market. Our clients are given sound advice and a thorough view of the market. As independent agents, we are not linked to any developments, nor act as exclusive agents for any development, and therefore, we are not restricted to certain products. You will receive authentic independent advice from us. We can also help our clients to obtain a mortgage throughout our financial collaborators.
RESALES AND NEW PROPERTIES
Serinamar has a property
portfolio of re-sale properties mainly focused in Nueva Andalucía and Puerto
Banus area, as well as Marbella, although we also offer development projects.
We can provide advice on villas, apartments, and investment properties. Our
apartments start at €180.000, and our villas from 1.000.000 €.
We can assist you to obtain a mortgage for you at competitive rates.
AFTER SALES SERVICE
PROPERTY MANAGEMENT SERVICE
In your absence Serinamar will inspect your property to ensure that all working properly. We will make sure that your bills are sent to you and can arrange all paperwork as well as any other services that may be required to be dealt with in your absence (e.g. cleaning, laundry, maintenance, etc.)
Serinamar works closely with a group of professionals, who understand the urgency of dealing with the matter immediately. (Plumbers, electricians, carpenter, etc.). We coordinate the work and provide builders, painters, or landscape gardeners for any alterations you might want to do on your property with total guarantee of their work.
Serinamar, using our web, naranjosdemarbella.com, has successfully set up the structure for long and short term lets or holiday accommodation, for your villa or apartment, to obtain an extra income through rents. We take care of all the aspects involved.
Your investment, a very serious matter to care for….
The procedure will be as follows: Once you have found your dream house, the most important next step is to secure it by paying a deposit. This is generally €6.000 and will be held in a client account by the agent. After this, you have to sign the private option of purchase agreement contract, where a 10% of the value of the agreed price is paid. This amount will be paid directly to the seller´s solicitor.
We at Serinamar, are an established, client-focused company offering comprehensive administration services for property owners. Our in-house lawyer can provide you with peace of mind by offering personalized and trustworthy advice.
Legal and tax advice:
- Civil and commercial representation
- Inheritance and property law
- Accounting and financial consulting
- Spanish taxes to be paid by non residents owners
Our services are designed to meet your needs, allowing you to free yourself from the frustrations of property ownership in Spain.
If the property is on an urbanization or part of a residential complex, then you will automatically become a member of the Community of Property Owners, responsible for general maintenance, gardening, etc. Make sure that all fees are paid up to date and that you are aware of how much your annual community costs will be.
Next, your lawyer must check at the local Property Registry to ensure there are no outstanding liens or mortgages against the property, or whether it has been embargoed for non-payment of a mortgage or taxes.
Also, your solicitor can check that the property is up to date with all local rates payments.
Costs of Notary and Registry
The approximate cost for the notary and registry is 1.5% of the purchase price, which could be increased in relation of the property value.
When it is a new purchase (directly from the developer) the buyer will have to pay VAT. The current VAT rate for purchasing a new property is of 10%, whilst this tax will be 4% if the property is under council housing qualification. In addition to this, the exchange of contract and granting the public deeds will be subject to Property Transfer and Certified Legal Document Tax, in the modality of Stamp Duty, which is 1,5%
When it is a second hand property purchase, it will not be subject to VAT, but it will be taxable as Property Transfer and Certified Legal Document Tax, in the modality of property transfer tax and it will be of 8%, 9% or 10%, depending on the value of the property.
The Contract or "Escritura"
Approximately a month after you have made your deposit, you can expect the completion of the sale to take place. The contract must be in Spanish, although you can obtain a translation if necessary. A legal property purchase contract in Spanish is called "Escritura de Compraventa" and is signed by both parties in the presence of a Spanish Notary Public who will keep the original copy of the contract in his files.
The contract should describe the property and its location in detail, as well as the identity of the purchaser and seller.
If the purchase is financed with a mortgage, the bank representatives are present in order to pay and sign the mortgage.
The final step is to take your copy of the "Escritura" to the Property Registry and have it officially registered, at which time you will obtain your "Escritura Pública", the title deed